Medicare vs. Medicaid: What You Need to Know
Although similar in name, the Medicare and Medicaid programs vary in the health services they provide, and the populations to which they are provided. At a glance, Medicare primarily serves older adults over 65 and individuals with disabilities, while Medicaid serves low-income individuals and families of any age. Learn more about these two programs and how DES can assist you.
What is Medicare?
According to the U.S. Department of Health and Human Services, Medicare is a federal insurance program primarily serving older adults over 65 of any income, as well as younger individuals with disabilities. As with private insurance, beneficiaries pay deductibles, co-insurance and monthly premiums. There are several Medicare plans to choose from, including Original Medicare and Medicare Advantage Plans, like an HMO and PPO.
How can DES help me?
The DES State Health Insurance Assistance Program (SHIP) is a free health benefits counseling service for beneficiaries. Through education, outreach, counseling and training, SHIP helps individuals make informed health insurance decisions that optimize access to care and benefits.
The Medicare Open Enrollment period begins October 15. It’s not too early to research which plan is right for you!
What is Medicaid?
Medicaid is a state medical assistance program for low-income individuals and families. Thousands of Arizonans each year receive medical insurance coverage to make doctor’s visits, take exams, and receive the immunizations, prenatal care, hospital care and prescriptions they need to stay healthy.
How can DES help me?
The Arizona Health Care Cost Containment System (AHCCCS) is Arizona’s Medicaid agency, and Medicaid within the state is often referred to as “AHCCCS.” AHCCCS provides medical insurance coverage to more than 2 million Arizonans each year and partners with DES who manages the Medicaid application process. To learn more about eligibility, and to apply, visit our Medical Assistance page.